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Inheritance Tax

What is the Transfer of Nil Rate Band (TNRB)?

The Transfer of Nil Rate Band allows the unused Inheritance Tax allowance of a deceased spouse or civil partner to be transferred to the surviving partner’s estate, potentially doubling the amount that can pass free of IHT on the second death.

How it works

When the first of a married couple dies and leaves everything to the surviving partner (which is exempt from IHT), none of their nil rate band is used. That unused portion can be claimed on the second death. In the most common case where none of the first spouse’s NRB was used, the surviving estate can benefit from up to £650,000 in total NRB.

Is there a time limit?

No. There is no deadline for when the surviving spouse must die for the claim to be available. Even if the first death was decades ago, the TNRB can still be claimed provided the relevant evidence is available.

What evidence is needed?

Evidence of the first spouse’s estate and the amount of NRB that was unused. This typically includes the Grant of Probate or Letters of Administration from the first estate and the IHT return submitted at the time.

YouCanDoProbate prompts you for information about the first spouse’s estate, calculates the transferable amount automatically, and includes the claim correctly on the IHT402 schedule.

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Trustpilot five star rating
Brilliant

I can’t believe how incredibly smooth the probate process was with this company! I was on the verge of hiring a solicitor, which would have cost me a small fortune. Every probate case is unique, but in my situation, everything was wrapped up in just 15 days. From the moment I filled out the easy “you-can-do-probate” form, to sending it off to HMRC, I was amazed at how quickly I received the email confirming that probate had been granted. I genuinely can’t recommend this company enough! If I could, I’d give them 10 stars without hesitation!

Teresa OConnor
Trustpilot five star rating
Saved a lot of expense using…

Saved a lot of expense using YouCanDoProbate. Everything is easy to follow, could not have been simpler. You answer the questions, you print the generated forms, you send them off. Very glad I used this service.

Winston McDonald
Trustpilot five star rating
So easy

So easy, why would you use a solicitor?!

Robert Ryan
Trustpilot five star rating
I was dreading Probate but ‘You Can Do…

I was dreading Probate but ‘You Can Do Probate’ really made things easier. If I had any problems I could request a call to help me with questions. I requested a call about 3 times, and each time somebody call me and sorted out my questions and put my mind as ease. I think I spoke to Tom a couple of times very helpful. You can do bits at a time you don’t have to do the whole thing all at once. Thoroughly recommend. Glad I came across this site.

Anne-Marie
Trustpilot five star rating
Very easy to use

Very easy to use; user friendly, good people to deal with, very helpful, great software, well designed

M J Roberts Associates Ltd
Trustpilot five star rating
You Really Can Do Probate Yourself !

After receiving a very expensive quote from a local solicitors I found this website and as an administrator myself thought how hard can this be. I read the reviews and watched the video before I purchased to make sure it was right for me. I followed the on-line steps and filled in the questions so a little bit of time and effort is required. I had 2 x queries which were dealt with within the hour once on the phone and once by email. Once the forms were complete, I printed off and posted to HMCTS Probate. I had an email from them confirming receipt on 19th June and I received an email yesterday 26th June telling me Probate had been granted so this website has done exactly what I needed it to do.

LCrown
Trustpilot five star rating
Simple, does the job.

Simple, well laid out, easy to complete. Sent off 4 weeks later received notice its been accepted and probate granted, saved thousands on using a solicitor.

andrew
Trustpilot five star rating
You Can Do Probate has saved me thousands

You Can Do Probate has saved me thousands of pounds. The system is incredibly easy to use. You do need to do your research so that you can answer the questions honestly and accurately, but everything you need is either included in the guidance in the system itself or readily available on the gov.uk website. The system also does a “sanity check” before you commit to paying for the license, to check that the system is suitable for your specific needs. So, you know before you commit whether the system is suitable for your specific circumstances. I submitted the forms prepared for me by You Can Do Probate and received my grant of probate 7 weeks later. Very happy.

JEH Executors
Trustpilot five star rating
How to do Probate the easy way

My experience of using the YouCanDoProbate programme has been good and certainly it is a well put together one. Firstly it specified the information which would be required by the Probate Office so that I could save time when using the programme. It then went on with what is basically a copy of the Government sheets so that the information could be added. Adding the information required was not as easy as it would seem.This was not a fault of the programme, but rather the way the person who had designed the sheets for the Government had expressed their requirements. On several occasions I was a bit stuck and and sent a message to YCDP requesting assistance. I found that they could not have been more helpful and I would like to thank both Adam and Tom for their assistance. They both answered my queries and made it clear that they would spent as much time as was necessary in doing so, very much a PLUS point in this day and age where many companies cannot get away fast enough. They would contact me either by phone or email, whichever I preferred. Another thing that I particularly liked was that the programme would not allow me to tick the box as finished in error, until each section it was complete. By doing so it meant that the Probate office should not have to return it as incomplete. The current programme is designed to cater for a maximum nett figure of £325,000 before Inheritance tax is payable. There are circumstances where there is only one son or daughter who will inherit and the Government will allow up to a nett figure of £500,000 before Inheritance Tax is due, and I was informed that they are working on an amendment to the programme to allow for this. I can fully recommend this programme which is considerably cheaper than putting it in the hands of a Probate Specialist.

Brian Pullin
Trustpilot five star rating
100% recommend

I wanted to have a go at doing probate myself but did not have the confidence to go it alone. This platform was the perfect compromise and saved us thousands in Solicitors fees. I work as a Digital Project Manager so I am computer literate, but I can confirm the platform is very user friendly and intuitive for anyone to use. I phoned the helpline once for advice and they called me back within 24 hours with helpful and friendly guidance. It was not an ‘accepted estate’ and there were several exemptions to be submitted. You Can Do Probate handled this with ease. After using the platform to generate the first set of estate summary forms for HMRC I received confirmation from them within 11 days of posting. I then printed and submitted the probate forms to HM Courts. It took 9 days to receive an approval email and the Certificate of Probate arrived in the post the next day. So from start to finish – 20 working days. We were shocked at the speed! I would highly recommend You Can Do Probate. Absolutely worth the purchase fee. Thank you for making a really difficult time a little easier to navigate.

AMB
Trustpilot five star rating
From the beginning I have had helpful…

From the beginning I have had helpful advice. Tom has shown oodles of patience. My hearing is not of the best, neither is my eyesight, but I plodded on with his gentle pushing. I have not finished yet, a paper has gone missing which will hold up the finish for a few days. Which this service had been available four years ago!!!

Hazel Stone
Trustpilot five star rating
Save £2000 pr more by using You Can Do Probate

YouCanDoProbate saved me over £2000 (maybe £2500). Their fee of £399 bought me access to an online process that took me step by step through what would otherwise have been a very daunting task – as I suspect it would be for most people. The objective is to obtain a Grant of Probate and however many copies you require. The fee also includes advisors on the end of a telephone should clarification or advice be required – and when one was not immediately available they called me back very quickly. I called them 3 or 4 times and each time the advisor was patient, thorough, very knowledgeable and extremely helpful – each time stressing that if I had further questions I should not hesitate to call them again. The online process (which comes with a comprehensive online guide for each section needed to be completed) called for a lot of information to be entered; mostly regarding the banks, building societies, funeral expenses and much more but if it is not immediately to hand, the process allows you to step out as may times as you like and all the information already entered is retained. It can seem daunting at first but the more I stuck at it, the easier it seemed to get. The end result of the online process is a PA1P Probate Application form which is 90% auto-filled based on the information I entered as I stepped through the online process. Depending on circumstances, other forms may also need to be generated. Once I printed out the form and checked it over, it was simply a case of sending it to HM Courts and Tribunal Service along with a death certificate and the original will (in my case) along with a cheque for £300 plus a £1.50 fee for each Grant of Probate copy required. I believe that had I gone through a solictor to apply for a Grant of Probate, I was probably going to have to pay around £3,000 so YouCanDoProbate saved me a lot of money. I could not recommend them highly enough.

Ian Boulton
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Additional costs: The probate registry fee of £526 (for all estates over £5,000) and any additional official copies at £2 each. (Payable directly to HM Courts and Tribunals Service by cheque or postal order, enclosed with your application forms).
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© YouCanDoProbate • YouCanDoProbate is a trading name of Kabing Ltd.
YouCanDoProbate is an online platform providing legal forms and information. YouCanDoProbate is not a law firm and is not regulated by the Solicitors Regulation Authority (SRA). Our online probate and inheritance tax service is an online platform providing probate and inheritance tax forms and information to allow you to complete inheritance tax returns and apply for probate yourself. Our telephone, email and livechat support provides guidance only, we do not provide bespoke advice, including estate planning or tax advice and it is not a substitute for a lawyer’s advice about complex estate planning or tax issues.
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